The United Services Automobile Association began in 1922 when a few dozen Army officers decided they could insure their own cars. Nearly a century later, USAA has expanded into banking, investment and retirement products and serves more than 13 million members. Its customer base now includes current and former U.S. military members, along with their eligible family members.

One of the features members can tap into is online banking, which requires a login.

USAA login has two savings accounts that target different types of customers. The bank also offers a Youth Savings account for younger customers. USAA Savings is a no-frills account for new customers that requires an opening deposit of only $25. USAA Performance First Savings is for customers who have at least $10,000 to open an account. Both come with automatic transfers and 24-hour account access through online banking.

How To Open a USAA Bank Account

Before you can open a USAA Bank account you have to become a member. Active duty, honorably discharged and retired members of the military, including National Guard and Reserves, are eligible. Widows, widowers, spouses and children of military personnel are eligible family members.

When applying for membership, you have to provide the following information:

    Name and date of birth

    Contact information

    Social Security number

    Military service details for you or your family member

    Passport or permanent resident card for non-U.S. citizens

USAA will recommend products for you and guide you through opening accounts after you’re approved as a member.

How To Log In to Your USAA Bank Account From a Computer

To sign on to your account, first go to the USAA homepage and then follow these steps:

    Click the “LOG ON” link located in the upper right corner of the screen.

    This will bring you to a new page, where you’ll enter your user ID and password.

    Click the “LOG ON” button.

Note that you’ll also have to provide a PIN after logging on to continue to your accounts.

If you need to enroll in online banking, click the “Set up online access” link below the user ID and password fields, then follow the directions.
How To Log In to Your USAA Bank Account From a Mobile Phone or Tablet

The USAA Mobile app is available via the App Store and Google Play. To log in to your USAA account from your phone or tablet, here’s what you do:

    Download and open the app.

    Enter your username and password.

    Sign in.

You can also set up more secure app access by setting up a PIN or biometric access.
How To Retrieve a Forgotten Username or Password of usaa login

To retrieve your username or password, go to the USAA login page. You’ll find a sentence that reads, “I forgot my Online ID or password.” From there, click the applicable link to get started.

If you need to recover your online ID:

    Provide either your USAA number or your Social Security number or tax ID number.

    Choose your delivery preference (such as email).

    Confirm your information.

If you aren’t able to provide any of the numbers requested, you’ll need to enter the email address associated with your online ID.

If you’re resetting your password only, you’ll need to provide your USAA online ID before updating your password.
How To View Your USAA Statement Information

To see your USAA documents, just log in to your online account and select which account statement you’d like to view. You can also choose to receive electronic statements only. When your documents become available, USAA will notify you via email.

How To Contact USAA If You Have Trouble With Your Account

If you’re having trouble with your USAA account, you can call either 210-531-8722 or 800-531-8722. If you still have access to your account, you can also send USAA a message through its website.

What Are the Benefits of USAA Online Banking?

The most obvious benefit of online banking is that it’s available whenever you need it. Because everything is in the palm of your hand, you don’t have to plan around bank hours or spend time and money getting to a physical branch. And with features such as online bill pay and mobile check deposit, you have greater control over how you manage your money. Another bonus: Online banking makes it easier to track your spending since you can compare month-to-month bank statements quickly and conveniently.